Our 'Family SIPP' is a cross between a small self-administered scheme (SSAS) and a self-invested personal pension (SIPP). It is for individuals or family members willing to pool their assets to harness different investment opportunities.
The Rowanmoor Family Pension Trust was launched in 2006 and is the UK’s first Family SIPP. It is structured so that members retain full control over their own pension investments, via separate arrangements within the one scheme. Some or all of the assets can be invested in one or more common funds, widening the investment options and potentially decreasing costs.
We act as an independent trustee and scheme administrator, navigating the complexities of pensions and taxation legislation using our in-depth knowledge of the HM Revenue & Customs (HMRC) compliance and audit regime.
This involves providing legal trust documentation to establish the scheme with HMRC and carrying out day-to-day administration.
Our administration services include:
Download our Family Pension Trust literature and application forms using the links below. If you have any questions, please call our sales support team on 03445 440 550.
Combining resources, this family secured retirement and death benefits, creating a smooth succession plan.
By pooling pension assets this couple met the minimum investment threshold of a discretionary manager.
Merging their individual SIPPs allowed this couple to retain the company premises at a time of ill health.
Property already owned was purchased through a Family SIPP and rental income boosted fund growth.