A cross between a SSAS and a SIPP, a Family Pension Trust is for like-minded investors or family members. By combining investment resources, the members can benefit from greater leverage and reduced investment charges.
The Rowanmoor Family Pension Trust was launched in 2006 and is the UK’s first Family Pension Trust. It is structured so that members retain full control over their own pension investments, via separate arrangements within the one scheme. Some or all of the assets can be invested in one or more common funds, widening the investment options and potentially decreasing costs.
We act as an independent trustee and scheme administrator, navigating the complexities of pensions and taxation legislation using our in-depth knowledge of the HM Revenue & Customs (HMRC) compliance and audit regime.
This involves providing legal trust documentation to establish the scheme with HMRC and carrying out day-to-day administration.
Our administration services include:
Self-invested pensions are complex products. They benefit from investment flexibility and tax advantages, although it’s important to understand the finer details. Visit the pensions technical section of this site ›
Download our Family Pension Trust literature and application forms using the links below. If you have any questions, please call our sales support team on 01722 443742.
Our case studies show the benefits of pooling assets in a Family Pension Trust.
Combining resources, this family secured retirement and death benefits, creating a smooth succession plan.
By pooling pension assets this couple met the minimum investment threshold of a discretionary manager.
Merging their individual SIPPs allowed this couple to retain the company premises at a time of ill health.