About

Paul has extensive operational experience within financial services having held senior positions in pension administration, wealth management, stockbroking, and asset management. He also has experience in regulatory consultancy where he specialised in operational issues and undertook a number of skilled person reviews for the FSA.

Debbie has over 20 years’ experience in leadership and people management roles, working across a variety of different sectors. Debbie is passionate about people and developing high performing teams to recognise their potential and is experienced in translating business strategies into achievable and realistic goals.

David has over 30 years of experience in Actuarial Consultancy.  He is responsible for all actuarial services provided by the Group.  He pioneered the concept of the defined benefit small self-administered scheme (DB SSAS) and advises several Pre-Paid Funeral Plan Trusts. David also provides expert actuarial reports on the sharing of pension assets on divorce.

John has worked in the Pension arena since 2003 gaining FCA approval for two companies and then founding and developing Liberty SIPP to a company with over £3bn of assets before it was acquired by Embark Group. He has been MD of the Rowanmoor SSAS since 2020.

Lydia has over 10 years’ experience within the bespoke self-directed pensions area (SIPP, SSAS and Family Pension Trusts), primarily with Rowanmoor and more recently as part of the Embark Group. Lydia is passionate about achieving positive customer outcomes and ensuring that fairness and equity is central to corporate culture.

Colin has spent over 20 years in Senior Management and Director level positions across the Pensions and Platform Industry and has held senior management roles across Operations, Technical, Change and Governance Departments at Fidelity, Embark Group and James Hay. Colin joined Rowanmoor Group at the separation from Embark.

Michael has worked in financial services throughout his career, specialising in governance, risk and regulation. He created a national regulatory risk practice for PwC before becoming Group Director of Compliance at Co-operative Financial Services. His career has included senior roles at Northern Rock, Barclays, Together and Nottingham Building Society. He has worked on several FCA skilled person reviews.

Matthew is a Chartered Accountant (ICAEW) with over 15 years’ experience working in Financial Services. He joined Embark in 2017 to lead and develop the Group finance function. Matthew completed his professional accountancy training with Deloitte after which  he became Finance Director of four entities of the Close Brothers Group, followed by working for Metro Bank.