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During the Coronavirus outbreak, we are taking precautions to protect the health of our colleagues and clients as well as working hard to ensure business as usual is maintained. We will continue to respond to all communications as quickly as we can. However, if your call is not urgent, please contact us via email and we will respond as soon as possible. If you are uncertain of a particular email address, please use one the following:


Alternatively, if your call is urgent, many of our staff are contactable on their direct lines. The Embark Group has full capabilities in place to enable all our staff to work remotely and we are doing our best to maintain our service levels, however please note response times may vary.

For useful tools and resources or to learn more about the market impact of Coronavirus, please visit our COVID-19 page.

Rowanmoor actuarial consultancy.

Our in-house team of actuaries are available to support the needs of those responsible for group schemes or who require actuarial assistance for a specific project.

The Rowanmoor Actuarial Consultancy team can:

  • be appointed scheme actuary for final salary schemes
  • produce pension scheme accounting disclosures
  • provide corporate financing planning
  • calculate valuations of life interest in a will trust
  • be appointed actuary to pre-paid funeral plan trusts
  • advise on pension scheme mergers, reconstructions and wind-ups
  • assist with pension sharing on divorce cases
  • support major alterations to scheme benefit structures
  • offer ad-hoc consultancy

How we work.

We start by analysing your needs and requirements, setting the foundation for a proactive and commercial ongoing relationship.

Acting as actuarial adviser (as required under the Pensions Act), we provide full actuarial consultancy services. Our aim is to simplify the complexities of employee remuneration and benefit provision.

We target an eight week turnaround from receiving complete membership details from the scheme administrators to delivering preliminary valuation results.

At times it is necessary to value a life interest in a Trust holding an asset such as property. In this instance we will require details for the individual and the asset subject to the life interest, in order to prepare the required calculations.

“Rowanmoor Actuarial Consultancy (RAC), part of the Embark Group, provides specialist actuarial solutions to trustees and directors of SME firms. We have designed our services around the same philosophy that has made Rowanmoor the UK’s largest independent provider of SSAS solutions.

This means providing first-rate, personal service to trustees and sponsoring employers of occupational pension schemes and pre-paid funeral trusts. We take time to understand the goals, build long-term relationships and create lasting solutions for our clients using our in-depth actuarial experience.”