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Embark Group continues to monitor the Coronavirus to support our clients and ensure the safety of our employees. For more information, tools and resources please visit our COVID-19 page.

pension services.

small self administered schemes and family pension trusts that work as hard as you do.

We support entrepreneurs, business owners and families with similar long-term investment objectives who are looking for investment flexibility, with access to a full range of asset classes and a loan facility, all within a tax efficient structure.

In addition to our Small Self Administered Scheme (SSAS) and Family Pension Trust, we offer a range of additional scheme services backed by our technical expertise and focus on product innovation.

Please note the Rowanmoor SIPP is closed to new business. All new business applications for the Embark Group are processed through an associated company, Embark Pensions (a trading name for EBS Pensions Limited). Both Rowanmoor and Embark Pensions are part of the Embark Group.

To set up a new SIPP please visit

Alternatively please contact our sales representative for your area.

Family Pension Trust.

A cross between a SSAS and a SIPP, a Family Pension Trust is for families or a group of individuals with similar objectives who can pool their financial resources in a Family Pension Trust.

The UK’s first Family Pension Trust, it is structured so that members retain full control over their own pension investments, via separate arrangements within the one scheme.

Family Pension Trust


A Small Self Administered Scheme (SSAS) is a scheme with full investment flexibility and additional benefits for business owners. It is for 11 or fewer members and usually established by company directors, partners or the self-employed, for themselves and their key employees.

Members are trustees and jointly control the investments held. We also offer a Defined Benefit SSAS.

All SSAS services


(closed to new applications)
Our SIPPs enable clients to take charge of their pension investments. The scheme affords access to the full spectrum of asset classes – from mutual funds to direct equities, property, managed portfolios and sophisticated offshore assets.

Clients have the option to hold unusual and diverse investment portfolios or simplify and benefit from lower fees. View the investment options.

All SIPP services

additional scheme services.


Our team of in-house actuaries offer commercially aware, understandable solutions for scheme trustees.

Actuarial consultancy


We can assist with pension related accountancy queries from trustees of schemes not administered by us.

Accountancy services


Technical support and actuarial services, the preparation of scheme documentation and administration.​

Practitioner services