Many people choose to invest in commercial property to satisfy the potential for capital growth and regular income. These guidelines apply to property purchased through a Rowanmoor scheme.
Prior to purchasing an acceptable property investment an independent valuation is required.
It is possible to borrow up to 50% of the net value of the assets held within the SSAS.
Adequate insurance cover must be maintained and held in the name Rowanmoor Trustees Ltd, including public liability cover of at least £5m.
Rent must be paid when it falls due and subject to regular rental reviews.
We do not stipulate or limit the lenders that can be used, although all borrowing documentation must be agreed by us prior to a loan being taken out.
Member trustees can use their own legal representative or we are happy to introduce a solicitor with experience in this area.
We do not insist on the appointment of a property management firm, however we do recommend that advice is sought regarding how a property will be managed.
Our dedicated property team are well versed in
the intricacies of holding property within a scheme.
They oversee a property portfolio of:
UK & OVERSEAS PROPERTIES