Cookie Settings

During the Coronavirus outbreak, we are taking precautions to protect the health of our colleagues and clients as well as working hard to ensure business as usual is maintained. We will continue to respond to all communications as quickly as we can. However, if your call is not urgent, please contact us via email and we will respond as soon as possible. If you are uncertain of a particular email address, please use one the following:


Alternatively, if your call is urgent, many of our staff are contactable on their direct lines. The Embark Group has full capabilities in place to enable all our staff to work remotely and we are doing our best to maintain our service levels, however please note response times may vary.

For useful tools and resources or to learn more about the market impact of Coronavirus, please visit our COVID-19 page.

SIPP services.

The Rowanmoor SIPP gives clients full control of their retirement savings, with access to a wide range of investment opportunities. Our aim is to offer the most comprehensive investment choice available under current legislation. A full list is available in our key features document.

There are two investment options for the Rowanmoor SIPP:

Single Investment SIPP.

Our single investment SIPP is for clients who want to simplify by investing in a single portfolio from a discretionary manager, stockbroker or fund platform.

Full Investment SIPP.

This option unlocks the SIPP’s complete investment flexibility. There are no restrictions on the number of investments that can be held, allowing you to diversify through multiple portfolios, or invest in assets such as commercial property, unquoted shares and intellectual property.

If the client’s investment needs change, they can simplify and convert to a single investment SIPP. No matter how they choose to invest, they will always benefit from our award winning technical capability and service.

We provide guidance on the administration requirements and acceptability of assets in the SIPP. Please get in touch if the client’s investment choice is not on our approved list.

One of the benefits of using a self-invested pension is the ability to borrow from within the scheme. This may include borrowing to purchase commercial property or provide benefits. In the case of SSAS, a loan can be made to the principal employer. Find out more ›

Buying commercial property via a self-invested pension can be a tax-efficient way to inject cash into a business and provide regular income in the form of rent. Find out more ›

The Metro Bank PLC account we set up for each SIPP, SSAS or Family Pension Trust is for the purpose of managing all cash payments related to the scheme. As trustee, Rowanmoor Trustees Limited is the sole signatory and responsible for all day-to-day management of the account. Find out more ›

useful documents.

Download our SIPP literature and application forms using the links below. Read about the suspension of in specie contributions along with the terms and conditions and fee schedule. If you have any questions, please call our sales support team on 01722 443742.

SIPP case studies.

Investment flexibility.

This member invested in a discretionary portfolio via a simple SIPP and later switched to a full investment SIPP to buy property.

View PDF

Property purchase.

Borrowing and transferring existing benefits enabled this business owner to buy property, putting their pension to work.

View PDF

Enhanced benefits.

Jointly purchasing the freehold of premises leased by his company created a stream of rental income that will build retirement savings.

View PDF